Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. Select the 'Activate' option. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. You'll need to buy and top up a new Mobile myki. The train from Flinders took so long to leave that by the time I got to St. Albans, myki had assumed I wasn't going to touch off and checked by off automatically, deducting the default fare. If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. Auto Load set up within Mobile myki can take up to 10 minutes to top up myki Money. In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. What is the best cash advance credit card? 215 0 obj Update the app and try again. Once you do, carrying out a balance transfer becomes rather straightforward. Myki replaced the Metcard ticketing system and became fully operational at the end of 2012.. endobj What are the best cash back credit cards for fair credit? 0000118233 00000 n If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . A refund for an international payment card cannot be processed by the PTV call centre. 0000005119 00000 n Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. Once your phone has rebooted, go to Mobile myki within Google Wallet. I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). Why is it impossible to transfer money online between different Myki cards? Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." The short version. There is no principle. 186 0 obj All myki smartcards expire after four years. It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. Renew driver licence. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. Card issuers often have balance transfer offers, sometimes with rates as low as 0%. Now, on the form it says I need the card to be re-imbursed. A balance transfer can give you the flexibility to: Pay off high-interest balances This could save you money if you're moving the balance to a card with a much lower interest rate. I know it's not possible to do it online. We're working to improve our systems so we can allow other payment card types in the future. If it doesn't appear, your phone does not have an NFC chip. Which I obviously don't have because it is lost. The time it takes for a credit card balance transfer to go through depends on the card issuer thats responsible for handling the transfer, either directly or by sending you a check. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Personal Credit Cards? When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. A subreddit for Melburnians and Melbourne enthusiasts! One may also ask,do pensioners get free train travel in . You may want to hire a professional before making any decision. This lets you contact us to request a refund of any balance on the Mobile myki. If you have another transit or public transport product in your Google Wallet account (such as Suica, Las Vegas Monorail), it may detect interaction with the myki system. If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. You will need to provide identification to show that you are the registered myki card holder. 0000012144 00000 n If the Android phone containing your Mobile myki is lost or stolen, let us know as soon as possible. 0000004886 00000 n What is the best balance transfer credit card? You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. You start by buying a $5 SIM and then add PAYG credit that can be purchased in $15, $25, or $35 amounts. <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? 2. Always the last place you look lol. Your new starting balance would be $3,090. Children, seniors and concession go card holders travel at 50% of the normal adult fares. No. I called them up, explained the situation, verified my ID by address and DOB, gave them the myki card numbers of all 3 cards and successfully transferred the balance to my new card without any hassle at all. NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. If you top-up your Myki via online or phone (NOT over-the-counter or at a vending machine) but then you don't use the card within 90 days, then you may have some issues. How does sending them a letter telling them to transfer the money make a difference then if they don't have my card? If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. Let's say you have $4,000 in credit card debt and transfer that balance to a . Start the process by listing out your current credit cards, writing down each . If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. How many level crossings could have been grade-separated with that money? 0000013222 00000 n Auto-load is the same as auto top up. PTV does not have any access to any information within the Google Wallet app. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. %%EOF Pay down your credit card debt. If you have Mobile myki you can set Auto Load via the Google Pay app. You can register online, via the PTV app or call 1800 800 007 and registration is instant. I was told there was nothing I could do for this one as it wasn't registered. This question is about Synchrony Bank Credit Cards. December 29, 2022 - 1:47PM. It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. You can then see what Android version youre on. Create an account to follow your favorite communities and start taking part in conversations. If your Mobile myki has been checked by a V/Line conductor or Authorised Officer, this will show as the phone has not recorded a transaction. Reddit and its partners use cookies and similar technologies to provide you with a better experience. From the Transfer Funds To drop-down, select the credit card that will received the balance. If your registered myki or your smartphone with a Mobile myki is lost or stolen, you can report it online orcall us to block your myki. 0000001076 00000 n Posting by mobile so you can find it yourself ;-). xref Simply allow 24 hours for travel and transactions to appear. 0000005171 00000 n 182 0 obj If you travel occasionally pay as you go with myki Money. Pay down this card's balance quickly to improve your credit. Your card provider holds the right to approve or deny your request for a balance transfer. With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. The system was developed by Kamco (Keane Australia . Within the phone, go to Settings > System > About phone. This will allow you to deactivate your Mobile myki. In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. What's Auto-load? There are three ways to replace lost or stolen myki cards: 1. On your new phone, download Google Wallet and set it up with your same account details. 0000005683 00000 n You would think they could have done it over the phone. I don't know where the actual card is. I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. No. Check that NFC is enabled on your phone. The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. Tap Continue. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. I was told that I could only have one card balance moved to my second replacement card, and that the other would have to be done via a transfer form. Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. No. If you've lost your previous card or it ceases to work then there is a mechanism for transferring the balance. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. To complete these transfers for the entire amounts on both cards, you will need an available credit limit of at least $9,270 on your new card. <> It also protects your myki balance if you lose your phone or it's stolen. You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. What is Identity Theft & Credit Card Fraud and How to Protect Yourself? Depending on your card provider, you may initiate the process online or over the phone. Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. and our To check if you're eligible to travel on a concession myki, see Concessions and free travel. Why Military Personnel Are Vulnerable to Identity Theft? Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. For example, set your myki Money to top up with $50 when your balance reaches $10. With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. You can read the Terms of Service online. 0000014515 00000 n If NFC is shown and you can turn it on or off, you have NFC. 0000002274 00000 n You can report your registered myki smartcard as lost or stolen by: Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. -- Lee Huffman, credit card expert at BaldThoughts.com.
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